Build Credit In A New Way

 
PRBC connects people who lack a traditional credit history with lenders who want to reach them. We document and verify rental, utility, phone, and other recurring payments that aren't reported to other credit bureaus.
Personal Credit Reporting Solutions from PRBC Your on-time payments can help you get a mortgage and qualify for better interest rates.
Solutions for Lenders and Brokers from PRBC Close more loans, manage risk, and build customer loyalty in growing markets.
 
 
News & Events

FHA Encourages Lenders to Use Regular "Bill Payment" Data to Approve Mortgage Loans

New FHA Guidance: PRBC bill payment data preferred for establishing consumer credit reports and scores... [more]

Billeo and PRBC Give Consumers New Way to Build Credit

Online bill payers can document payment histories automatically by paying their bills with Billeo... [more]

Fair Isaac Announces PRBC Credit Report with FICO Expansion Score

PRBC and Fair Isaac partner to deliver comprehensive credit risk management tool... [more]

Citizens Home Loan to Qualify Applicants Using PRBC Reports

CHL to accept PRBC Reports, fund loans for those with little or no 'traditional' credit... [more]